PayNet helps you understand risk and allocate resources with speed and precision.
In many financial institutions, portfolio management is a time-intensive and resource-consuming activity that is neither efficient—nor always accurate. PayNet turns a reactive and cumbersome process into a predictive model of efficiency.
You’ve also got on-the-ground relationships to nurture, and we’re here to help you do just that. When you make more informed portfolio decisions, the better your reputation and the healthier your bottom line.
Being able to clearly see trouble ahead enables you to make smart choices about whom you lend to and how you lend to them. PayNet’s Absolute Probability of DefaultTM (Absolute PDTM) gives you full visibility with an online platform for multi-dimensional risk analysis. You can:
Portfolio management solutions from PayNet take care of the complex process of assessing industries, the economy, and the borrower to arrive at credible, reliable risk ratings. Productivity and profitability go up, risk goes down.
Managing your commercial lending portfolio for more profitability requires both granular metrics regarding individual borrowers and an understanding of the environmental economic conditions that may impact their ability to meet terms. PayNet’s business intelligence is the secret weapon that gives you the insights you need.
There’s no time like the present to strengthen your portfolio management processes. Balance your risk and rewards more effectively with PayNet.