Small Business Insights

Knowledge is the most powerful tool for making business decisions when visibility is limited in the volatile small business lending and leasing environment. Quantified knowledge gives financial institutions a substantially greater ability to gauge a situation, establish strategies and direct a more efficient operational plan.

PayNet leverages the extensive breadth and depth of our proprietary database to provide unique and exclusive insights into the small business credit industry.  These include: 

PayNet Canadian Business Lending Index (CBLI)
The PayNet CBLI measures the volume of new originations to small and medium sized businesses at the national level as well as measuring activity for industry segments and regional segments.  Learn more>

CFLA/PayNet Canadian Equipment Lending Index (CELI)
The CFLA/PayNet CELI measure the volume of new originations to small and medium sized businesses at the national level to provide early signals of economic growth, demand for capital and business fixed investment.  Learn more>

PayNet Canadian Business Delinquency Index (CBDI)
The PayNet CBDI gauges small and medium business financial stress and default risk, providing early warning signals of future insolvency across multiple sectors of the economy. Learn more>

CFLA/PayNet Canadian Equipment Delinquency Index (CEDI)
The CFLA/PayNet CEDI measures the percentage of delinquent loans at the national level for small and medium businesses to provide early warning of future insolvency. Learn more>

Articles
PayNet leverages its expertise to publicly contribute insightful documentation and commentary on an on-going basis. Learn more>