Provisions & Reserves

As the business cycle evolves, how do you determine adequate provisions for credit losses in the performing portfolio? How accurate was your provision allocation through the last cycle? Having consistent results based on recognized best practices is vital to the credibility of your financial institution in the eyes of regulators, investors, and management. Today’s best practice relies on expanding your vision of economic and portfolio events with external data and analytics on your borrowers and markets.

Common Challenges with Provisions & Reserves