PayNet Canadian Business Lending Index (CBLI)

The PayNet Canadian Business Lending Index (CBLI) measure the volume of new commercial loans and leases to small sized businesses, indexed so that January 2005 equals 100. The indices are based on activity over the past 30 days as reported by lenders into the PayNet database.

BENEFITS TO USERS

  • Provide early signals of future economic growth, demand for capital, and business fixed investment across multiple sectors of the economy.
  • Serve as robust indicators of economic activity in Canada.
  • Provides lenders a snapshot of the future so they can adjust their approval criteria as needed.


About CBLI

Because small businesses generally respond to changes in economic conditions more rapidly than larger businesses do, the PayNet Canadian Business Lending Index serves as a leading indicator of macroeconomic and industry trends. The index is published monthly as follows:

  • PRELIMINARY —current month data reflecting most recent small or medium business lending activity released
  • REVISED — data for the month preceding Preliminary release
  • FINAL — data for the month preceding Revised release

 

To learn about the methodology and predictive qualities of the CBLI, please read our White Papers.

Download Canadian Commercial Credit Indices Methodology - White Paper

Download Examining the canadian business lending indices (CBLI) as indicators of economic activity - White Paper

 

The PayNet Canadian Small Business Lending Index (PayNet CSBLI) is a national level index that measures the volume of new commercial loans and leases to small sized businesses.

 

The PayNet CSBLI is further segmented into 9 distinct industry segments of the Canadian economy. 

 

The PayNet CSBLI is further segmented into 7 distinct regional segments.

Download See the most recent Canadian Commercial Credit Trends CHARTS.

Download Review National CBLI historical data. (XLS)

To track the CBLI on an ongoing basis, we encourage you to regularly visit the PayNet Risk Insight Suite®.

undefinedPayNet Canadian Business Lending Index (CBLI) is particularly useful for five functions of the lending process.