Turn Insights into Action

Take full advantage of the commercial lending boom. Get up to speed with market analysis and confident credit decisions, fueled by PayNet.

Rapid growth and higher profit: there’s no need to choose. PayNet boosts your results—and your reputation.
Improve your borrowers’ journey through the loan process to capitalize on demand for digital lending.
Improve your ability to see around corners to predict loan performance and expose potential trouble spots.
Streamline the complex and time-consuming processes you’ve been using to develop reliable risk ratings.
Make your collections efforts more proactive and productive with collections tailored to specific risk profiles.
With PayNet, raw credit data transforms into real-time business intelligence and practical insights.
The rise of digital lending promises to transform the private credit market. PayNet’s responsive and ready.
Rapid growth and higher profit: there’s no need to choose. PayNet boosts your results—and your reputation.
Improve your borrowers’ journey through the loan process to capitalize on demand for digital lending.
Improve your ability to see around corners to predict loan performance and expose potential trouble spots.
Streamline the complex and time-consuming processes you’ve been using to develop reliable risk ratings.
Make your collections efforts more proactive and productive with collections tailored to specific risk profiles.
With PayNet, raw credit data transforms into real-time business intelligence and practical insights.
The rise of digital lending promises to transform the private credit market. PayNet’s responsive and ready.

1 Million

Contracts and Counting

We’ve got the most relevant private business contracts anywhere.

Data Quality and Quantity

You’ll never have to question whether our data is accurate or applicable.

Full Credit Cycle Solutions

From origination to collections, PayNet has you fully covered.

Future-forward Analysis

Better forecasting starts with a clear view of the past and present.

Credit Risk Consultations

Yes, we can help with scoring strategies, loan analysis, and model validation.

Always on Call

When you need answers, we roll up our sleeves and respond fast.

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Real-World Impact

From tractors to technology, leases to lines of credit, PayNet’s commercial lending clients provide much-needed capital to small businesses. With an average transaction size of $70,000, industries served range from healthcare and retail to agriculture, manufacturing, and beyond.

We’re helping to get funds in the hands of companies across the U.S. and Canada—through traditional banks, online and alternative finance lenders, and commercial finance and leasing companies.

Rise to the Challenge

There are lots of moving pieces with loan processing and credit risk management. PayNet’s got all the data-driven solutions you need to get a handle on the big picture and the small details.